SIMPLE, COMPLIANT MULTI-PROVIDER PAYMENTS
SIMPLE, COMPLIANT MULTI-PROVIDER PAYMENTS
Get paid for co-management in advance. No collecting from patients yourself or taking on compliance risk.
Get paid for co-management in advance. No collecting from patients yourself or taking on compliance risk.
With CoFi, patients pay your practice at the same time they pay the surgeon. The CoFi platform facilitates the payment compliantly and offers real-time visibility into referred patients, payments, and more.
With CoFi, patients pay your practice at the same time they pay the surgeon. The CoFi platform facilitates the payment compliantly and offers real-time visibility into referred patients, payments, and more.
With CoFi, patients pay your practice at the same time they pay the surgeon. The CoFi platform facilitates the payment compliantly and offers real-time visibility into referred patients, payments, and more.
Trusted by 16,000+ vision providers
Trusted by 16,000+ vision providers
14,000+
14,000+
ODs on CoFi
ODs on CoFi
1 in 4
1 in 4
U.S. ODs on CoFi
U.S. ODs on CoFi
$400M+
$400M+
patient payments processed
patient payments processed
15 min
15 min
average setup time
average setup time
WHY PRACTICES CHOOSE COFI
A better way to co-manage.
A better way to co-manage.
Increase revenue.
With CoFi, payment collection happens at the surgeon's office before surgery — no more losing revenue from patients who skip pre/post-op visits.
Increase revenue.
With CoFi, payment collection happens at the surgeon's office before surgery — no more losing revenue from patients who skip pre/post-op visits.
Get paid upfront.
You're paid at the same time as the surgeon via electronic deposits into your account. No searching for checks in the mail, no collecting from patients at the visit, no chasing payments afterwards, and no bad debt.
Get paid upfront.
You're paid at the same time as the surgeon via electronic deposits into your account. No searching for checks in the mail, no collecting from patients at the visit, no chasing payments afterwards, and no bad debt.
Tighten compliance.
When surgeons collect on your behalf and cut you checks, it creates Anti-Kickback and other regulatory exposures. With CoFi, patients pay each provider separately and directly in a compliant manner.
Tighten compliance.
When surgeons collect on your behalf and cut you checks, it creates Anti-Kickback and other regulatory exposures. With CoFi, patients pay each provider separately and directly in a compliant manner.
Gain visibility into referrals.
CoFi’s real-time dashboard shows you referred patient’s status, surgery date, and payment activity — filterable by OD and by surgeon. No more calling the surgeon’s office or waiting for fax updates.
Gain visibility into referrals.
CoFi’s real-time dashboard shows you referred patient’s status, surgery date, and payment activity — filterable by OD and by surgeon. No more calling the surgeon’s office or waiting for fax updates.
Delight your patients.
Patients see a consolidated invoice upfront and pay once with the surgeon. No more surprise bills at the pre/post-op visit. The result is better reviews, stronger relationships, and more word-of-mouth referrals.
Delight your patients.
Patients see a consolidated invoice upfront and pay once with the surgeon. No more surprise bills at the pre/post-op visit. The result is better reviews, stronger relationships, and more word-of-mouth referrals.
Strengthen surgeon relationships.
With CoFi, co-management runs smoothly — payments are handled, patient status is clear, and no more back-and-forth phone calls. Less friction means a stronger partnership.
Strengthen surgeon relationships.
With CoFi, co-management runs smoothly — payments are handled, patient status is clear, and no more back-and-forth phone calls. Less friction means a stronger partnership.
That was so easy.
Patients arrive already paid.
THE PATIENT JOURNEY
Co-management with CoFi
1
You refer the patient
LIVE DASHBOARD
They appear in your CoFi dashboard the moment the surgeon creates the invoice. You can see the procedure, the date, and your fee.
2
You stay informed
REAL-TIME UPDATES
Real-time updates on scheduling, surgery dates, and payment status. Your staff never has to pick up the phone.
3
The patient pays all providers upfront
YOU'RE PAID UPFRONT
Your fee is collected alongside the surgeon's — one invoice, one payment. The money is deposited directly into your account.
4
The patient shows up to pre/post-op
CARE, NOT COLLECTIONS
They're here for care. That's it.
No billing conversation. No confusion.
5
The money shows up
ZERO BAD DEBT
CoFi deposits the payment directly into your account. No invoices to send, no checks to track. You’re free to focus on patient care.
Growing revenue, happy patients, no bad debt
THE PATIENT JOURNEY
Co-management before CoFi
1
You refer the patient
No visibility
You send them to the surgeon. From here, you're in the dark — no visibility into scheduling, procedure details, or timing.
2
You wait
Admin burden
Weeks go by. Your staff calls the surgeon's office. "Has Mrs. Torres been scheduled?" Sometimes they get an answer. Sometimes they wait for a fax.
3
The patient pays the surgeon
You're left out
The surgeon collects their fee. The ASC collects separately at the facility. You're not part of the payment event at all.
4
The patient may not show up to pre/post-op
Lost revenue
If they don’t, you lose the revenue. If they do, you hear “Why am I paying again? I already paid the surgeon.” Some patients refuse.
5
You eat the loss
BAD DEBT
You delivered care, but the patient insists they already paid. Your staff isn't trained for that conversation, so the fee goes uncollected.
Lost revenue, confused patients, bad debt
Why am I paying again?
The post-op collection conversation nobody wants.
THE PATIENT JOURNEY
Co-menagement before CoFi
Co-management before CoFi
1
You refer the patient
No visibility
You'll get an email from CoFi.
Click the link to create your account.
You send them to the surgeon. From here, you're in the dark — no visibility into scheduling, procedure details, or timing.
2
Surgery happens
You wait
Fragmented payments
Admin burden
The patient pays the surgeon. The ASC collects separately at the facility. The patient thinks they’re done paying.
Weeks go by. Your staff calls the surgeon's office. "Has Mrs. Torres been scheduled?" Sometimes they get an answer. Sometimes they wait for a fax.
3
Post-op: you collect your fee
The patient pays the surgeon
PATIENT CONFUSION
You're left out
The patient comes in and you ask them to pay again. “Why am I paying you? I already paid the surgeon.” Some don’t come back at all.
The surgeon collects their fee. The ASC collects separately at the facility. You're not part of the payment event at all.
4
The patient may not show up to pre/post-op
BAD DEBT RISK
Lost revenue
Patients who skip post-op or refuse to pay become bad debt. Some leave negative reviews. Either way, it’s your problem.
If they don’t, you lose the revenue. If they do, you hear “Why am I paying again? I already paid the surgeon.” Some patients refuse.
4
5
You absorb the cost
You eat the loss
BAD DEBT RISK
BAD DEBT
You delivered care, but the patient insists they already paid. Your staff isn't trained for that conversation, so the fee goes uncollected.
Lost revenue, confused patients, bad debt
THE PATIENT JOURNEY
Co-management with CoFi
1
You refer the patient
LIVE DASHBOARD
You'll get an email from CoFi.
Click the link to create your account.
They appear in your CoFi dashboard the moment the surgeon creates the invoice. You can see the procedure, the date, and your fee.
2
The patient pays once
You stay informed
PAID BEFORE SURGERY
REAL-TIME UPDATES
One invoice, one payment — before surgery. The patient pays the surgeon, the ASC, and your co-management fee together.
Real-time updates on scheduling, surgery dates, and payment status. Your staff never has to pick up the phone.
3
Post-op: just care
The patient pays all providers upfront
~100% ADHERENCE
YOU'RE PAID UPFRONT
Your fee is collected alongside the surgeon's — one invoice, one payment. The money is deposited directly into your account.
4
The patient shows up to pre/post-op
ZERO BAD DEBT
CARE, NOT COLLECTIONS
Payment is deposited directly into your bank account. You can see the record in CoFi. No invoices to send, no checks to track.
They're here for care. That's it.
No billing conversation. No confusion.
4
5
The money shows up
ZERO BAD DEBT
Payment is deposited directly into your bank account. You can see the record in CoFi. No invoices to send, no checks to track.
CoFi deposits the payment directly into your account. No invoices to send, no checks to track. You’re free to focus on patient care.
Growing revenue, happy patients, no bad debt
Real-Time Updates
A dashboard that shows you what used to require a fax or a phone call.
See every referred patient's status, surgery date, and payment activity — across every surgeon, OD, and location — without asking anyone.
01
One login across every location
Manage all your locations from a single login.
01
One login across every location
Manage all your locations from a single login.
02
Filter by surgeon, OD, or location
Slice the data however you need.
02
Filter by surgeon, OD, or location
Slice the data however you need.
03
Multi-location capable
Accounts for ODs who work across different locations.
03
Multi-location capable
Accounts for ODs who work across different locations.
04
Paid before surgery
Your fee is collected alongside the surgeon's.
04
Paid before surgery
Your fee is collected alongside the surgeon's.
05
Fits into existing RCM workflows
Payment data can be configured to match how your RCM team already works.
05
Fits into existing RCM workflows
Payment data can be configured to match how your RCM team already works.
01
One login across every location
Manage all your locations from a single login.
02
Filter by surgeon, OD, or location
Slice the data however you need.
03
Multi-location capable
Accounts for ODs who work across different locations.
04
Paid before surgery
Your fee is collected alongside the surgeon's.
05
Fits into existing RCM workflows
Payment data can be configured to match how your RCM team already works.
WHY ODs LOVE COFI
16,000+ vision providers are on CoFi. Here's what they say.
Paying separate bills from different medical practices shouldn’t add to a patient’s anxiety. We’re proud to collaborate with CoFi to help bring much-needed ease and transparency to vision care payments.
Susan Downes
CEO, MyEyeDr
1 in 4
U.S. ODs are on CoFi
14,000+ ODs
Paying separate bills from different medical practices shouldn’t add to a patient’s anxiety. We’re proud to collaborate with CoFi to help bring much-needed ease and transparency to vision care payments.
Susan Downes
CEO, MyEyeDr
1 in 4
U.S. ODs are on CoFi
14,000+ ODs
Nobody liked the previous process. There were many times when the ODs would forego collecting the post-op fee. With CoFi, the OD practice can see all of that information (procedure, lens, etc.), plus the date of the surgery, the surgeon, and the patient’s payment to the OD is already processed.
Stephanie Lozano, OD
Diagnostic Eye Center
Nobody liked the previous process. There were many times when the ODs would forego collecting the post-op fee. With CoFi, the OD practice can see all of that information (procedure, lens, etc.), plus the date of the surgery, the surgeon, and the patient’s payment to the OD is already processed.
Stephanie Lozano, OD
Diagnostic Eye Center
The reactions from optometrists we work with have been very positive. Having to collect their portion at the post-op visit, after the patient had already paid our practice and the ASC, was a source of frustration. CoFi has essentially eliminated all of this and streamlined the process for everyone involved.
Ravi H. Patel, MD
Eye Associates of Central Texas
It's better to separate payments to your practice and co-managing optometrists to remove any doubt about paying for referrals.
Guido Piquet
Mann Eye Institute
It's better to separate payments to your practice and co-managing optometrists to remove any doubt about paying for referrals.
Guido Piquet
Mann Eye Institute
Prior to CoFi, we would cut the co-managing doctors checks within 4–6 weeks so they'd have to wait for that payment. But with CoFi, the OD is collecting their fee directly from the patient, up front, just like we do and the surgery center does.
Katie Meeks
Goel Vision
Prior to CoFi, we would cut the co-managing doctors checks within 4–6 weeks so they'd have to wait for that payment. But with CoFi, the OD is collecting their fee directly from the patient, up front, just like we do and the surgery center does.
Katie Meeks
Goel Vision
For the co-managing practices, the whole process is much more transparent, as they can login to CoFi to see a patient's surgery date and they also get paid by the patient in real-time.
Gregory Parkhurst, MD
Parkhurst NuVision
There were some ODs who were a little resistant initially because it was a change, who came around when they saw how much easier it is when patients come back to them and the payment stage is already out of the way. They can just focus on the patient in front of them.
Melissa Palmer
Vance Thompson Vision
There were some ODs who were a little resistant initially because it was a change, who came around when they saw how much easier it is when patients come back to them and the payment stage is already out of the way. They can just focus on the patient in front of them.
Melissa Palmer
Vance Thompson Vision
50+
Join 14,000+ optometrists already on CoFi
Join 14,000+ optometrists already on CoFi
— go live in as little as 2 weeks.
go live in as little as 2 weeks.
go live in as little as 2 weeks.
GETTING STARTED
Two ways to get on CoFi.
Both take about five minutes.
Whether your surgeon is already on CoFi or not — we make it easy either way.
PATH A
Your surgeon invited you.
1
Quick 10-min demo
We’ll walk you through the platform and answer any questions.
2
Activate your account
You’ll get an activation email from CoFi. Click the link, set your password, and fill in basic business information.
3
Start getting paid
Once approved, we’ll connect your account with your surgeons' accounts so that patients can begin paying you directly via CoFi.
Your part only takes 15 minutes
PATH A
Your surgeon invited you.
1
Quick 10-min demo
We’ll walk you through the platform and answer any questions.
2
Activate your account
You’ll get an activation email from CoFi. Click the link, set your password, and fill in basic business information.
3
Start getting paid
Once approved, we’ll connect your account with your surgeons' accounts so that patients can begin paying you directly via CoFi.
Your part only takes 15 minutes
PATH B
Invite your surgeon to CoFi.
1
Quick 10-min demo
We'll walk you through the platform, answer your questions, and learn which surgeons you work with.
2
We reach out to them
Our team introduces CoFi to your partner surgeons. Many already recognize the name.
3
They invite you on
We onboard you and your surgeons in parallel. Once everyone’s set up, payments start flowing.
Your part only takes 15 minutes
PATH B
Invite your surgeon to CoFi.
1
Quick 10-min demo
We'll walk you through the platform, answer your questions, and learn which surgeons you work with.
2
We reach out to them
Our team introduces CoFi to your partner surgeons. Many already recognize the name.
3
They invite you on
We onboard you and your surgeons in parallel. Once everyone’s set up, payments start flowing.
Your part only takes 15 minutes
THE PATIENT JOURNEY
Co-management before CoFi
1
You refer the patient
No visibility
You send them to the surgeon. From here, you're in the dark — no visibility into scheduling, procedure details, or timing.
2
You wait
Admin burden
Weeks go by. Your staff calls the surgeon's office. "Has Mrs. Torres been scheduled?" Sometimes they get an answer. Sometimes they wait for a fax.
3
The patient pays the surgeon
You're left out
The surgeon collects their fee. The ASC collects separately at the facility. You're not part of the payment event at all.
4
The patient may not show up to pre/post-op
Lost revenue
If they don’t, you lose the revenue. If they do, you hear “Why am I paying again? I already paid the surgeon.” Some patients refuse.
5
You eat the loss
BAD DEBT
You delivered care, but the patient insists they already paid. Your staff isn't trained for that conversation, so the fee goes uncollected.
Lost revenue, confused patients, bad debt
THE PATIENT JOURNEY
Co-management with CoFi
1
You refer the patient
LIVE DASHBOARD
They appear in your CoFi dashboard the moment the surgeon creates the invoice. You can see the procedure, the date, and your fee.
2
You stay informed
REAL-TIME UPDATES
Real-time updates on scheduling, surgery dates, and payment status. Your staff never has to pick up the phone.
3
The patient pays all providers upfront
YOU'RE PAID UPFRONT
Your fee is collected alongside the surgeon's — one invoice, one payment. The money is deposited directly into your account.
4
The patient shows up to pre/post-op
CARE, NOT COLLECTIONS
They're here for care. That's it.
No billing conversation. No confusion.
5
The money shows up
ZERO BAD DEBT
CoFi deposits the payment directly into your account. No invoices to send, no checks to track. You’re free to focus on patient care.
Growing revenue, happy patients, no bad debt
Book a Demo
Ready to give your patients the payment experience they deserve?
See how CoFi works for your practice in a 20-minute demo.
2 weeks
2 weeks
2 weeks
Time to go live
Time to go live
16,000+
16,000+
16,000+
Providers onboarded
Providers onboarded
1 day
1 day
Response time
Simple, compliant multi-provider payments.
Trusted by 16,000+ vision providers nationwide.
© 2026 CoFi, Inc. All rights reserved.
Privacy Policy
Terms of Service
Simple, compliant multi-provider payments.
Trusted by 16,000+ vision providers nationwide.
© 2026 CoFi, Inc. All rights reserved.
Privacy Policy
Terms of Service
Simple, compliant multi-provider payments.
Trusted by 16,000+ vision providers nationwide.
© 2026 CoFi, Inc. All rights reserved.
Privacy Policy
Terms of Service